House Clearance Help & Advice: Financial help for the bereaved
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A death in the family is not only upsetting but also many times those
left behind have problems when it comes to finding the money to pay for
the cost associated with the loss such as paying for the funeral and any
debts that your loved one has left behind.
Problems can be in the short term or long term but sometimes you can get
financial help towards the costs associated with the funeral and for living.
If you think you might be entitled to receiving benefits then get in touch
with the Social Security office who will be able to give you advice and
work out if you are entitled to receiving help with the cost of the funeral.
Here are some of the benefits you could be entitled to receiving and which
is worth asking about.
Bereavement payment and allowance
If it is your civil partner, husband or wife that has passed away then
you could be entitled to receiving bereavement payment, this is a one
off tax free payment of £2,000. You have to be under the age of
state pension which is 60 for women and 65 for men.
Bereavement allowance will be paid weekly and can be claimed for up to
52 weeks after the date of the death of your husband, wife or civil partner.
In order to be entitled to this benefit then you have to be under the
state pension age of 60 for women and 65 for men, not have any children
and have paid national insurance contributions.
In order to claim either of these benefits you will be asked for details
regarding your husband or wives national insurance number along with details
of employment history. By doing so the office will be able to deduct how
much allowance you are entitled to receiving if any.
Widowed parents allowance
You might be entitled to widowed parents allowance if you have a child
or young person under the age of 20, providing that you claim child benefit.
If both husband and wife or civil partners were receiving a basic state
pension before they died then you might be entitled to receive extra basic
pension from the national insurance contributions. To be entitled to receiving
this benefit then you must have reached state pension age, this is 60
for women and 65 for men.
You must also have paid enough national insurance contributions, usually
if your record shows that you have contributed for less than 25% of your
working life then you wont be entitled to receive this benefit.
You will also have to take into account when claiming benefits that some
benefits will affect others you are receiving and will be taken into account
when applying for other benefits.
Call us today on FREEPHONE 0800 0352653 or contact
us via e-mail.
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