House Clearance Help & Advice: What happens if your loved one has
not left a will?
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If your loved one has left a will then it will make things a lot easier
on the family members left behind as everything will have been laid out
as your loved one wished. If however there is no will, then the plans
for the funeral and dividing of the estate of the deceased will fall onto
the nearest relative.
If this happens the relative will be called the administrator as opposed
to the executor of the will. The majority of time the estate of your loved
one isnt complicated or big and there is no major problem in sorting
it out, however in the case of a particular large estate or where the
loved one has many valuable possessions then the advice of a solicitor
is best sought.
If the deceaseds estate is below £5,000 then it might not
be necessary to get a letter of administration in order to deal with the
estate. This is especially so if there is no land, shares or property
involved in the estate.
However if any of the above exist or the estate is over £5,000 then
the administrator of the estate must apply for a grant of letters administration.
For this you will have to apply to the probate registry and you can either
apply for this yourself or get the advice of a solicitor and get them
to apply for you.
Once you have been given the right to administer the estate then you get
access to such things as the deceaseds banks and building society
accounts. You will also be able to distribute the assets of your loved
you how you see fit after all the financial debts have been dealt with.
One important point to note is that if inheritance tax is due then this
must be paid before the grant will be issued.
If you are applying for a grant yourself then how you go about this will
all depend on the area, in which you live and also whether or not inheritance
tax will be paid. Inheritance tax will have to be paid if the estate of
the deceased totals £275,000 after exemptions.
When you apply for probate there are several steps that you will have
to follow, the first is deciding where you would like the formal interview
to be held out of several options. Secondly send all your completed forms,
additional documents and fees for applying for probate to the appropriate
registry office. Within roughly 10 days of you requesting an interview
you will then receive an appointment to attend, providing everything is
satisfactory then a few days after attending the interview you will then
be given the grant for the probate request.
The cost for the grant will be £90 if the net worth of the estate
is over £5,000, but will cost nothing if the amount is below this.
If you think the payment will cause you unnecessary financial hardship
then you can ask for remission of the payment.
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us via e-mail.
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