House Clearance Help & Advice: Paying for the cost of the funeral
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Dealing with the loss of a loved one is hard enough without having to
worry about the expense of arranging a funeral, yet it is something which
we all have to do when we lose a loved one. Funerals are expensive without
a doubt and it is essential that you look into any help that you might
be entitled to receiving with the cost of the funeral.
It is usual practice for the cost of the funeral to be paid for by the
deceaseds estate, this means that the cost is taken from any possessions
and property which has been left by the deceased. It can also be paid
for through the persons life insurance, any personal pension scheme your
loved one was in from work ,or any pre-paid funeral plans that your loved
one had taken out.
However if your loved one hadnt the foresight to take out insurance
or a pre-payment plan and they have no possessions of any value or property,
then the cost of the funeral unfortunately falls on the deceaseds
loved ones. If this is the case then it is quite possible that you can
get help paying for the cost of the funeral from the state.
The first thing the state will want to know before deciding how much you
may be entitled to, is if your loved one held any savings in an bank or
building society account. If they did then this account will be frozen,
when you produce a death certificate however £5000 will be released
from the account.
You should also check to make sure that the deceased isnt owed any
Social Security benefits. If you or your partner is receiving any benefits
from the state then this will help towards you claiming costs for the
funeral. Benefits such as working family tax credit, job seekers allowance,
council tax and income support all count towards benefits which could
mean you get help.
If you receive any of these then you might be entitled to a funeral payment
from the social fund, you should always enquire at your local Social Security
office. One important thing to remember is that any funeral payment paid
to you to help with the cost of the funeral from the social fund will
have to be paid back from the deceaseds estate eventually, if there
is one. However this doesnt mean any possessions or home that has
been left to a surviving partner.
It is becoming increasingly popular for people to purchase pre-paid funeral
plans, this can be an enormous relief for those left behind. Not only
when it comes to paying for the funeral costs but also when it comes to
choosing the funeral ceremony and type of funeral. If you are thinking
of purchasing a plan then it is essential that you shop around for the
best deal, prices do vary. You should also ensure that the plan is kept
up to date and to make sure your relatives know where the documentation
is for the policy and whats included.
Call us today on FREEPHONE 0800 0352653 or contact
us via e-mail.
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